Job Role: Liability Claims Adjuster



Reports to: Claims Manager



Benefits: Competitive benefits package to include 25 days holiday, Non-contributory Group Personal Pension Plan, Discretionary bonus scheme, Private Health Insurance, Permanent health insurance, Interest free season ticket loan, Non-contributory study support scheme, Cycle to work scheme, Gym subsidy and more.



Purpose of role



Reporting to the Department Claims Manager provide full claims handling activities in respect of claims emanating from the Liability Underwriting portfolio. Undertaking claims handling activities in respect of lower value claims emanating from the Liability Underwriting portfolio. Assisting senior members of the team with the handling of mid-high value claims. This book of business includes UK employers liability, UK, International and US public liability and products liability, UK and International clinic trials. This role will be dealing predominantly with UK & Irish employers liability and UK and International public liability and product liability claims.





Main areas of responsibility

* Review and analysis of claims when first presented to the Syndicate and/or Insurance Company
* Consider coverage for claim and take decision on coverage including referral to senior management where appropriate
* Where coverage, consider all aspects of the claims including liability and likely quantum, appoint adjusters, lawyers or other service providers from approved panel as appropriate and report internally on new claim where appropriate
* Set and maintain appropriate reserve at the earliest possible juncture throughout the life of the claims
* Manage claims through their life to settlement on most favourable terms or, where appropriate, trial or other formal dispute resolution process
* Keep management abreast of all developments on significant claims and refer all claims in accordance with referral criteria



Core attributes

* Is highly self-motivated with the ability to work independently
* Has strong analytical, and decision making ability
* Has strong organisational and time management skills
* Extensive knowledge of wordings and key claims issues likely to arise in this business segment
* A team player who is able to work in a co-operative environment, and engages effectively with others
* Has strong IT skills
* Communicates well both verbally and written



Technical expertise

* Possesses good analytical skills
* Has an understanding of financial issues and the key performance indicators that drive the business plan and determine the organisation's success.
* Understands the legal, financial and regulatory issues which affect the line of business.
* Has the ability to negotiate to a mutually successful outcome



Education and experience

* A Level/ Graduate educational level
* Two or more years of liability claims handling experience within a Lloyd's or Company environment
* Knowledge of MOJ Claims portal advantageous but not essential
* Working towards or completed CII qualifications



Ref 8418

MW Appointments is acting as an Employment Agency in relation to this vacancy.